FAQs About Florida Accident & PIP Claims

What is PIP and how does it help after an accident?

PIP (Personal Injury Protection) helps cover your medical expenses after a car accident, regardless of who was at fault. Most Florida drivers have at least $10,000 in coverage.

How fast should I see a doctor after an accident?

You must seek medical treatment within 14 days of your accident to qualify for PIP benefits. Acting quickly is very important.

What does PIP cover?

PIP can cover medical bills, lost wages, and certain other expenses related to your accident.

Not always. The amount depends on your medical condition and treatment. Getting evaluated quickly helps maximize your benefits.

Do I automatically get the full $10,000?

Who is covered by PIP?

PIP can cover you, your household family members, passengers, and even pedestrians involved in an accident.

Do I need to be at fault to use PIP?

No. PIP covers you regardless of who caused the accident.

Do I need an attorney to use PIP?

Not always. Many people start with medical care first, then explore legal options if needed.

Can you help me after an accident?

Yes. We help you take fast action and connect you with the right support immediately.

Do I need a police report?

What should I do right after an accident?

Check for injuries and call 911 if anyone needs immediate medical attention

A report creates an official record of the accident, which can help document what happened, identify the parties involved, and support any insurance claim.